body{margin:0;font-family:Verdana, Geneva, sans-serif;font-size:15px;color:#222;background:#fff;}
.container{width:92%;max-width:1300px;margin:0 auto;}
.topbar{background:#002244;color:#fff;padding:10px;font-size:13px;letter-spacing:0.5px;}
header{background:#fff;border-bottom:4px solid #002244;position:sticky;top:0;z-index:999;}
.header{display:flex;justify-content:space-between;align-items:center;padding:20px 0;}
.logo{font-size:22px;font-weight:bold;color:#002244;display:flex;gap:15px;align-items:center;}
.logo img{height:75px;}
nav a{margin-left:25px;color:#002244;text-decoration:none;font-weight:bold;text-transform:uppercase;}
.hero{height:80vh;background:linear-gradient(rgba(0,34,68,0.8),rgba(0,34,68,0.8)),url('https://images.unsplash.com/photo-1499750310107-5fef28a66643') center/cover;display:flex;align-items:center;justify-content:center;color:#fff;text-align:center;}
.hero h1{font-size:60px;letter-spacing:2px;}
.section{padding:90px 0;}
.bg{background:#f8f8f8;}
h2{font-size:40px;color:#002244;text-align:center;margin-bottom:20px;}
.underline{width:100px;height:4px;background:#D4AF37;margin:0 auto 50px;}
.box3{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;}
.box4{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;}
.box{background:#fff;padding:40px;border-left:5px solid #D4AF37;box-shadow:0 5px 15px rgba(0,0,0,0.05);}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.value{text-align:center;padding:30px;}
.value h4{color:#D4AF37;margin-bottom:10px;}
.testimonial{background:#fff;padding:30px;border-radius:5px;font-style:italic;}
footer{background:#002244;color:#bbb;padding:80px 0;}
.footer{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;}
.copy{background:#001a33;color:#999;text-align:center;padding:20px;font-size:13px;}
@media(max-width:900px){.box3,.box4,.grid2,.footer{grid-template-columns:1fr;} nav{display:none;}}